Financials
| Selected financial data |
2012 |
2011 |
2010 |
2009 |
2008 |
| (Amounts in millions of euros) | |||||
| Total assets |
142,228 |
136,460 |
118,533 |
104,496 |
101,365 |
| Loans and advances |
90,725 |
90,775 |
86,851 |
79,305 |
75,699 |
| - of which granted to or guaranteed by public authorities |
79,666 |
78,548 |
75,247 |
67,164 |
64,782 |
| - of which reclassified out of the financial assets available for sale item |
2,603 |
3,219 |
3,724 |
4,226 |
4,569 |
| Equity excluding unrealized revaluations 1 |
2,718 |
2,450 |
2,321 |
2,204 |
2,008 |
| Unrealized revaluation 2 |
34 |
-553 |
-62 |
49 |
-29 |
| Equity as a percentage of total assets 1 |
2.0% |
1.8% |
2.0% |
2.1% |
2.0% |
| BIS Tier 1 ratio 3 |
22% |
20% |
20% |
19% |
18% |
| BIS ratio 3 |
22% |
21% |
20% |
20% |
20% |
| Profit before tax |
460 |
339 |
337 |
350 |
182 |
| Net profit |
332 |
256 |
257 |
278 |
158 |
| Dividend as a percentage of consolidated net profit |
25% |
25% |
50% |
50% |
50% |
| Net profit / equity 1 |
13.6% |
11.0% |
11.6% |
13.8% |
8.1% |
| Net interest margin / total assets |
0.33% |
0.34% |
0.35% |
0.32% |
0.29% |
| Cost / income |
10.9% |
14.8% |
15.7% |
14.9% |
25.3% |
| Employees (in FTEs) at year-end |
279 |
278 |
276 |
277 |
274 |
| - of which subsidiaries |
36 |
41 |
45 |
58 |
51 |
1. Excluding revaluation reserve and cash flow hedge reserve.
2. This concerns the unrealized revaluations within the equity, being the revaluation reserve and the cash flow hedge reserve.
3. The solvency ratios are calculated and presented in accordance with the current Basel II regulations.
Publicationdate: 07 March 2013
