INVESTORS SITEFinancials
|
Selected financial data (in millions of euros) |
2009 |
2008 |
2007 |
2006 |
2005 |
|
Total assets |
104,496 |
101,365 |
92,602 |
90,098 |
91,671 |
|
Loans and advances 3 |
79,305 |
75,699 |
66,037 |
64,994 |
64,166 |
|
- of which granted to or guaranteed by public authorities |
67,164 |
64,782 |
60,219 |
60,059 |
58,287 |
|
Equity 1 |
2,253 |
1,979 |
2,053 |
2,576 |
3,145 |
|
- of which unrealized revaluation |
49 |
-29 |
104 |
220 |
354 |
|
Equity as a percentage of total assets 1, 2 |
2.1% |
2.0% |
2.1% |
2.6% |
3.0% |
|
BIS-ratio core capital (tier 1) 1 |
19% |
18% |
18% |
24% |
32% |
|
BIS-ratio total capital 1 |
20% |
20% |
20% |
26% |
33% |
|
Profit before tax |
350 |
182 |
238 |
255 |
276 |
|
Net profit 4 |
278 |
158 |
195 |
199 |
311 |
|
Dividend as a percentage of consolidated net profit 1 |
50% |
50% |
50% |
50% |
43% |
|
Net profit / equity |
13.8% |
8.1% |
8.3% |
7% |
11.6% |
|
Net interest margin / average assets |
0.32% |
0.29% |
0.29% |
0.33% |
0.34% |
|
Cost / income |
14.9% |
25.3% |
21.7% |
20.1% |
18.4% |
|
Employees (in FTEs) at year-end including subsidiaries |
287 |
280 |
278 |
381 |
409 |
1. In December 2007 and December 2006, additional payments of EUR 500 million each (EUR 8.98 per share) were made to shareholders. The payment was charged to the reserves.
2. Excluding the revaluation reserve.
3. EUR 4,569 million of the increase in the balance sheet item Loans and advances in 2008 was due to reclassification out of the balance sheet item Financial assets available for sale. In 2009 EUR 4,226 million was reclassified.
4. The Net profit in 2005 is higher than the Profit before tax as a consequence of the incorporation of the first fiscal valuation for corporation tax. This is a one-off adjustment. BNG became liable to pay corporation tax effective January 1, 2005.
